Eaglemark Savings Bank
Reno, NV · Cert 34313 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, non-member · FDIC · 1 branch
Q2 2026
$755.7MAssets
$684.1MLoans
$519.4MDeposits
$175.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: total risk-based capital ratio trails 10% of banks under $1B in assets operating in a single state (rank 76 of 746).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
4.45%
Rank 7 of 746
Net Interest Margin
6.45%
Rank 4 of 746
Efficiency Ratio
30.16%
Rank 5 of 746
Equity / Assets
23.16%
Rank 22 of 746
Non-interest income vs. expense
Unfavorable gap of $3.4M · efficiency ratio beats 99% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 4.45% | 0.72% | 1.06% | 1.45% | Beats 99% | 7 / 746 | | |
| Return on Equity | 19.21% | 6.74% | 10.51% | 13.63% | Beats 95% | 35 / 746 | | |
| Net Interest Margin | 6.45% | 3.17% | 3.68% | 4.16% | Beats 99% | 4 / 746 | | |
| Efficiency Ratio | 30.16% | 55.74% | 64.58% | 75.47% | Beats 99% | 5 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 24.83% | 11.55% | 13.75% | 17.60% | Beats 91% | 66 / 746 | | |
| Total Risk-Based Capital Ratio | 24.86% | 11.71% | 14.33% | 18.43% | Beats 90% | 76 / 746 | | |
| Equity / Assets | 23.16% | 8.90% | 10.51% | 13.06% | Beats 97% | 22 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 131.71% | 61.31% | 78.27% | 90.78% | 99th pctl | 8 / 746 | | |
| Loans / Assets | 90.53% | 53.60% | 66.97% | 76.08% | 99th pctl | 7 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |