Eaglemark Savings Bank
Reno, NV · Cert 34313 · Peer group: banks under $1B in assets operating in a single state (n=751-755)
State charter, non-member · FDIC · 1 branch
Q2 2026
$755.7MAssets
$684.1MLoans
$519.4MDeposits
$175.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 108 of 751).
- Widest gap: total risk-based capital ratio trails 11% of banks under $1B in assets operating in a single state (rank 81 of 755).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
4.45%
Rank 9 of 755
Net Interest Margin
6.45%
Rank 4 of 755
Efficiency Ratio
30.16%
Rank 6 of 755
Equity / Assets
23.16%
Rank 23 of 755
Non-interest income vs. expense
Unfavorable gap of $3.4M · efficiency ratio beats 99% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 4.45% | 0.72% | 1.06% | 1.45% | Beats 99% | 9 / 755 | |
| Return on Equity | 19.21% | 6.66% | 10.44% | 13.61% | Beats 95% | 37 / 755 | |
| Net Interest Margin | 6.45% | 3.15% | 3.68% | 4.17% | Beats 99% | 4 / 755 | |
| Efficiency Ratio | 30.16% | 55.75% | 64.78% | 75.61% | Beats 99% | 6 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.05% | Beats 100% | 108 / 751 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 24.83% | 11.56% | 13.81% | 17.74% | Beats 91% | 71 / 755 | |
| Total Risk-Based Capital Ratio | 24.86% | 11.72% | 14.46% | 18.53% | Beats 89% | 81 / 755 | |
| Equity / Assets | 23.16% | 8.93% | 10.56% | 13.13% | Beats 97% | 23 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 131.71% | 62.43% | 78.62% | 91.00% | 99th pctl | 8 / 755 | |
| Loans / Assets | 90.53% | 54.70% | 67.27% | 76.55% | 99th pctl | 7 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |