Great Plains National Bank
Elk City, OK · Cert 34207 · Peer group: banks $1B-$10B in assets (n=322-328) · Great Plains Bancshares Inc.
National charter · OCC · 24 branches
Q2 2026
$1.9BAssets
$1.7BLoans
$1.7BDeposits
$193.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 95% of banks $1B-$10B in assets (rank 17 of 328).
- Widest gap: tier 1 capital ratio trails 88% of banks $1B-$10B in assets (rank 290 of 328).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.45%
Rank 95 of 328
Net Interest Margin
5.02%
Rank 17 of 328
Efficiency Ratio
65.79%
Rank 234 of 328
Equity / Assets
10.03%
Rank 179 of 328
Non-interest income vs. expense
Unfavorable gap of $53.1M · efficiency ratio beats 29% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.91% | 1.22% | 1.52% | Beats 71% | 95 / 328 | | |
| Return on Equity | 14.46% | 8.43% | 11.45% | 14.43% | Beats 75% | 81 / 328 | | |
| Net Interest Margin | 5.02% | 3.03% | 3.45% | 3.83% | Beats 95% | 17 / 328 | | |
| Efficiency Ratio | 65.79% | 51.61% | 59.56% | 67.53% | Beats 29% | 234 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.33% | 0.24% | 0.51% | 1.03% | Beats 19% | 263 / 322 | | |
| Net Charge-Offs / Loans | 0.20% | 0.01% | 0.03% | 0.10% | Beats 15% | 274 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 10.86% | 11.75% | 13.15% | 15.47% | Beats 12% | 290 / 328 | | |
| Total Risk-Based Capital Ratio | 12.10% | 12.63% | 14.15% | 16.46% | Beats 19% | 265 / 328 | | |
| Equity / Assets | 10.03% | 9.15% | 10.33% | 12.01% | Beats 45% | 179 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.64% | 76.63% | 87.92% | 95.36% | 78th pctl | 72 / 323 | | |
| Loans / Assets | 85.59% | 65.18% | 74.15% | 79.98% | 93rd pctl | 24 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |