Great Plains National Bank
Elk City, OK · Cert 34207 · Peer group: banks $1B-$10B in assets (n=313-319) · Great Plains Bancshares Inc.
National charter · OCC · 24 branches
Q2 2026
$1.9BAssets
$1.7BLoans
$1.7BDeposits
$193.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 95% of banks $1B-$10B in assets (rank 16 of 319).
- Widest gap: tier 1 capital ratio trails 88% of banks $1B-$10B in assets (rank 280 of 319).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.45%
Rank 93 of 319
Net Interest Margin
5.02%
Rank 16 of 319
Efficiency Ratio
65.79%
Rank 226 of 319
Equity / Assets
10.03%
Rank 173 of 319
Non-interest income vs. expense
Unfavorable gap of $53.1M · efficiency ratio beats 29% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.91% | 1.21% | 1.53% | Beats 71% | 93 / 319 | |
| Return on Equity | 14.46% | 8.49% | 11.44% | 14.57% | Beats 74% | 83 / 319 | |
| Net Interest Margin | 5.02% | 3.06% | 3.43% | 3.81% | Beats 95% | 16 / 319 | |
| Efficiency Ratio | 65.79% | 51.90% | 59.57% | 67.64% | Beats 29% | 226 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.33% | 0.25% | 0.54% | 1.18% | Beats 20% | 250 / 313 | |
| Net Charge-Offs / Loans | 0.20% | 0.01% | 0.04% | 0.12% | Beats 16% | 263 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 10.86% | 11.74% | 12.99% | 15.28% | Beats 12% | 280 / 319 | |
| Total Risk-Based Capital Ratio | 12.10% | 12.61% | 14.01% | 16.23% | Beats 19% | 259 / 319 | |
| Equity / Assets | 10.03% | 9.03% | 10.33% | 12.01% | Beats 46% | 173 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 96.64% | 76.76% | 88.16% | 95.43% | 77th pctl | 71 / 314 | |
| Loans / Assets | 85.59% | 65.79% | 74.05% | 79.84% | 92nd pctl | 24 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |