Natbank, National Association
Hollywood, FL · Cert 33959 · Peer group: banks under $1B in assets operating in a single state (n=751-755) · National Bank of Canada
National charter · OCC · 4 branches
Q2 2026
$296.5MAssets
$234.0MLoans
$206.8MDeposits
$86.1MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of banks under $1B in assets operating in a single state (rank 11 of 755).
- Widest gap: return on equity trails 92% of banks under $1B in assets operating in a single state (rank 698 of 755).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.52%
Rank 634 of 755
Net Interest Margin
4.15%
Rank 198 of 755
Efficiency Ratio
77.12%
Rank 586 of 755
Equity / Assets
29.04%
Rank 17 of 755
Non-interest income vs. expense
Unfavorable gap of $9.2M · efficiency ratio beats 23% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.72% | 1.06% | 1.45% | Beats 16% | 634 / 755 | | |
| Return on Equity | 1.78% | 6.66% | 10.44% | 13.61% | Beats 8% | 698 / 755 | | |
| Net Interest Margin | 4.15% | 3.15% | 3.68% | 4.17% | Beats 74% | 198 / 755 | | |
| Efficiency Ratio | 77.12% | 55.75% | 64.78% | 75.61% | Beats 23% | 586 / 755 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.05% | Beats 84% | 118 / 751 | | |
| Net Charge-Offs / Loans | 0.04% | 0.00% | 0.01% | 0.05% | Beats 28% | 540 / 751 | | |
| Capital |
| Tier 1 Capital Ratio | 60.93% | 11.56% | 13.81% | 17.74% | Beats 99% | 11 / 755 | | |
| Total Risk-Based Capital Ratio | 62.18% | 11.72% | 14.46% | 18.53% | Beats 99% | 11 / 755 | | |
| Equity / Assets | 29.04% | 8.93% | 10.56% | 13.13% | Beats 98% | 17 / 755 | | |
| Liquidity & Funding |
| Loans / Deposits | 113.19% | 62.43% | 78.62% | 91.00% | 97th pctl | 21 / 755 | | |
| Loans / Assets | 78.92% | 54.70% | 67.27% | 76.55% | 81st pctl | 140 / 755 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |