Natbank, National Association
Hollywood, FL · Cert 33959 · Peer group: banks under $1B in assets operating in a single state (n=748-752) · National Bank of Canada
National charter · OCC · 4 branches
Q2 2026
$296.5MAssets
$234.0MLoans
$206.8MDeposits
$86.1MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of banks under $1B in assets operating in a single state (rank 11 of 752).
- Widest gap: return on equity trails 92% of banks under $1B in assets operating in a single state (rank 695 of 752).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.52%
Rank 634 of 752
Net Interest Margin
4.15%
Rank 201 of 752
Efficiency Ratio
77.12%
Rank 585 of 752
Equity / Assets
29.04%
Rank 17 of 752
Non-interest income vs. expense
Unfavorable gap of $9.2M · efficiency ratio beats 22% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.72% | 1.07% | 1.45% | Beats 16% | 634 / 752 | |
| Return on Equity | 1.78% | 6.78% | 10.58% | 13.65% | Beats 8% | 695 / 752 | |
| Net Interest Margin | 4.15% | 3.18% | 3.69% | 4.17% | Beats 73% | 201 / 752 | |
| Efficiency Ratio | 77.12% | 55.75% | 64.49% | 75.47% | Beats 22% | 585 / 752 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.03% | Beats 85% | 115 / 748 | |
| Net Charge-Offs / Loans | 0.04% | 0.00% | 0.01% | 0.05% | Beats 28% | 541 / 748 | |
| Capital |
| Tier 1 Capital Ratio | 60.93% | 11.55% | 13.75% | 17.60% | Beats 99% | 11 / 752 | |
| Total Risk-Based Capital Ratio | 62.18% | 11.70% | 14.33% | 18.47% | Beats 99% | 11 / 752 | |
| Equity / Assets | 29.04% | 8.93% | 10.56% | 13.13% | Beats 98% | 17 / 752 | |
| Liquidity & Funding |
| Loans / Deposits | 113.19% | 62.23% | 78.64% | 91.26% | 98th pctl | 17 / 752 | |
| Loans / Assets | 78.92% | 54.61% | 67.41% | 76.47% | 82nd pctl | 139 / 752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |