Natbank, National Association
Hollywood, FL · Cert 33959 · Peer group: banks under $1B in assets (n=581-629) · National Bank of Canada
National charter · OCC · 4 branches
Q2 2026
$296.5MAssets
$234.0MLoans
$206.8MDeposits
$86.1MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 92% of banks under $1B in assets (rank 49 of 629).
- Widest gap: return on equity trails 89% of banks under $1B in assets (rank 557 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.52%
Rank 500 of 629
Net Interest Margin
4.15%
Rank 129 of 629
Efficiency Ratio
77.12%
Rank 448 of 629
Equity / Assets
29.04%
Rank 57 of 629
Non-interest income vs. expense
Unfavorable gap of $9.2M · efficiency ratio beats 29% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.60% | 1.01% | 1.45% | Beats 21% | 500 / 629 | |
| Return on Equity | 1.78% | 5.38% | 9.30% | 13.28% | Beats 11% | 557 / 629 | |
| Net Interest Margin | 4.15% | 3.03% | 3.54% | 4.05% | Beats 79% | 129 / 629 | |
| Efficiency Ratio | 77.12% | 58.35% | 67.79% | 79.08% | Beats 29% | 448 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 86% | 83 / 581 | |
| Net Charge-Offs / Loans | 0.04% | n/a | 0.01% | 0.06% | Beats 30% | 407 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 60.93% | 11.24% | 13.84% | 18.77% | Beats 92% | 49 / 629 | |
| Total Risk-Based Capital Ratio | 62.18% | 11.58% | 14.43% | 19.66% | Beats 92% | 49 / 629 | |
| Equity / Assets | 29.04% | 9.09% | 10.65% | 13.80% | Beats 91% | 57 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 113.19% | 67.24% | 80.90% | 93.48% | 97th pctl | 19 / 594 | |
| Loans / Assets | 78.92% | 53.31% | 67.71% | 78.15% | 78th pctl | 141 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |