Anchorage, AK · Cert 33216 · Northrim Bcorp Inc.
State charter, non-member · FDIC · 21 branches
Q2 2026
Market Position · Anchorage, AK · 2026 SOD (annual) · 20.8% share · #3 of 4 inst. · $2.0B of $9.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.59% | 2.08% | 1.69% | 1.91% | 2.04% | +45 bps | |
| Return on Equity | 18.07% | 23.14% | 16.72% | 17.15% | 18.12% | +5 bps | |
| Net Interest Margin | 5.01% | 5.28% | 5.12% | 5.12% | 5.36% | +35 bps | |
| Efficiency Ratio | 63.00% | 55.77% | 60.99% | 57.89% | 56.48% | -652 bps | |
| Non-Interest Burden | 2.67% | 2.42% | 2.68% | 2.50% | 2.50% | -17 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 15.26% | 11.62% | 7.96% | 6.66% | 5.06% | -1,021 bps | |
| Loan Growth (YoY) | 22.85% | 14.62% | 10.17% | 6.79% | 6.19% | -1,666 bps | |
| Deposit Growth (YoY) | 13.40% | 10.12% | 5.34% | 3.73% | 4.19% | -921 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.49% | 0.56% | 0.48% | 0.58% | 0.89% | +40 bps | |
| Net Charge-Offs / Loans | 0.07% | 0.19% | 0.39% | 0.03% | 0.02% | -5 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 7.60% | 7.95% | 9.61% | 10.08% | 10.26% | +266 bps | |
| Total Risk-Based Capital | 10.25% | 10.80% | 12.80% | 13.06% | 13.39% | +314 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 86.81% | 83.86% | 88.33% | 88.21% | 88.48% | +167 bps | |
| Liquid Assets / Assets | 1.14% | 1.12% | 0.82% | 0.95% | 0.94% | -20 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |