Northrim Bank
Anchorage, AK · Cert 33216 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Northrim Bcorp Inc.
State charter, non-member · FDIC · 21 branches
Q2 2026
$3.4BAssets
$2.6BLoans
$2.9BDeposits
$385.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 98% of banks $1B-$10B in assets operating in a single state (rank 6 of 258).
- Widest gap: nonperforming loans / loans trails 74% of banks $1B-$10B in assets operating in a single state (rank 191 of 258).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.94%
Rank 21 of 258
Net Interest Margin
5.19%
Rank 6 of 258
Efficiency Ratio
57.16%
Rank 105 of 257
Equity / Assets
11.35%
Rank 85 of 258
Non-interest income vs. expense
Unfavorable gap of $82.4M · efficiency ratio beats 60% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.94% | 0.93% | 1.23% | 1.54% | Beats 92% | 21 / 258 | |
| Return on Equity | 17.10% | 9.26% | 11.84% | 14.74% | Beats 89% | 29 / 258 | |
| Net Interest Margin | 5.19% | 3.16% | 3.49% | 3.88% | Beats 98% | 6 / 258 | |
| Efficiency Ratio | 57.16% | 51.71% | 60.30% | 69.65% | Beats 60% | 105 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.19% | 0.46% | 0.90% | Beats 26% | 191 / 258 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.02% | 0.07% | Beats 60% | 105 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 12.38% | 11.41% | 12.98% | 15.12% | Beats 39% | 157 / 258 | |
| Total Risk-Based Capital Ratio | 13.39% | 12.10% | 13.91% | 16.08% | Beats 43% | 146 / 258 | |
| Equity / Assets | 11.35% | 9.09% | 10.24% | 11.72% | Beats 67% | 85 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 88.48% | 73.24% | 86.34% | 95.95% | 57th pctl | 110 / 258 | |
| Loans / Assets | 76.36% | 63.01% | 72.27% | 78.40% | 66th pctl | 88 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |