Washington, DC · Charter 319
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.93% | -0.79% | -0.80% | 0.91% | 0.67% | +160 bps | |
| Return on Equity | -12.99% | -10.90% | -11.07% | 12.43% | 8.96% | +2,195 bps | |
| Net Interest Margin | 3.25% | 3.39% | 3.48% | 3.35% | 3.46% | +21 bps | |
| Efficiency Ratio | 84.40% | 81.37% | 82.10% | 64.08% | 70.42% | -1,397 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.80% | -3.84% | -4.49% | -4.57% | -5.23% | -43 bps | |
| Loan Growth (YoY) | -11.65% | -9.40% | -8.19% | -5.38% | -2.21% | +944 bps | |
| Share Growth (YoY) | -3.53% | -1.48% | -3.28% | -3.77% | -5.19% | -167 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.10% | 1.00% | 0.82% | 0.66% | 1.09% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.18% | 7.28% | 7.23% | 7.36% | 7.49% | +31 bps | |
| Net Worth / Assets | 7.18% | 7.28% | 7.23% | 7.36% | 7.49% | +31 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.13% | 86.89% | 87.21% | 84.96% | 87.81% | +268 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |