Department of the Interior
Washington, DC · Charter 319 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$268.0MAssets
$212.2MLoans
$241.7MShares
$20.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 77% of credit unions under $1B in assets (rank 395 of 1681).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1651 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.67%
Rank 920 of 1,683
Net Interest Margin
3.46%
Rank 1,153 of 1,683
Efficiency Ratio
70.43%
Rank 475 of 1,682
Equity / Assets
7.49%
Rank 1,651 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.35% | 0.74% | 1.18% | Beats 45% | 920 / 1,683 | |
| Return on Equity | 8.96% | 2.67% | 5.89% | 8.74% | Beats 77% | 395 / 1,681 | |
| Net Interest Margin | 3.46% | 3.31% | 3.82% | 4.32% | Beats 31% | 1,153 / 1,683 | |
| Efficiency Ratio | 70.43% | 68.91% | 78.20% | 86.93% | Beats 72% | 475 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.09% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,176 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.49% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,651 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.49% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,651 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.81% | 52.61% | 69.38% | 83.50% | 83rd pctl | 288 / 1,683 | |
| Loans / Assets | 79.17% | 44.71% | 59.18% | 70.72% | 90th pctl | 160 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |