First Federal Savings Bank of Washington
Washington, IN · Cert 29710 · Peer group: banks under $1B in assets (n=573-620)
SI · FDIC · 1 branch
Q2 2026
$94.4MAssets
$73.0MLoans
$73.6MDeposits
$9.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 67% of banks under $1B in assets (rank 193 of 573).
- Widest gap: nonperforming loans / loans trails 86% of banks under $1B in assets (rank 496 of 573).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.50%
Rank 500 of 620
Net Interest Margin
3.37%
Rank 359 of 620
Efficiency Ratio
78.63%
Rank 459 of 620
Equity / Assets
10.46%
Rank 324 of 620
Non-interest income vs. expense
Unfavorable gap of $2.4M · efficiency ratio beats 26% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.60% | 1.00% | 1.45% | Beats 19% | 500 / 620 | | |
| Return on Equity | 4.78% | 5.30% | 9.30% | 13.29% | Beats 22% | 482 / 620 | | |
| Net Interest Margin | 3.37% | 3.02% | 3.53% | 4.04% | Beats 42% | 359 / 620 | | |
| Efficiency Ratio | 78.63% | 58.35% | 68.08% | 79.37% | Beats 26% | 459 / 620 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.06% | 0.09% | 0.47% | 1.27% | Beats 14% | 496 / 573 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 67% | 193 / 573 | | |
| Capital |
| Tier 1 Capital Ratio | 10.98% | 11.27% | 13.87% | 18.78% | Beats 22% | 486 / 620 | | |
| Total Risk-Based Capital Ratio | 10.98% | 11.69% | 14.57% | 19.67% | Beats 18% | 506 / 620 | | |
| Equity / Assets | 10.46% | 9.03% | 10.60% | 13.73% | Beats 48% | 324 / 620 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.25% | 65.08% | 79.69% | 92.47% | 85th pctl | 85 / 585 | | |
| Loans / Assets | 77.37% | 51.85% | 67.17% | 77.86% | 74th pctl | 159 / 620 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |