First Federal Savings Bank of Washington
Washington, IN · Cert 29710 · Peer group: banks under $1B in assets (n=581-629)
SI · FDIC · 1 branch
Q2 2026
$94.4MAssets
$73.0MLoans
$73.6MDeposits
$9.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 67% of banks under $1B in assets (rank 195 of 581).
- Widest gap: nonperforming loans / loans trails 87% of banks under $1B in assets (rank 509 of 581).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.50%
Rank 507 of 629
Net Interest Margin
3.37%
Rank 369 of 629
Efficiency Ratio
78.63%
Rank 467 of 629
Equity / Assets
10.46%
Rank 337 of 629
Non-interest income vs. expense
Unfavorable gap of $2.4M · efficiency ratio beats 26% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.60% | 1.01% | 1.45% | Beats 19% | 507 / 629 | |
| Return on Equity | 4.78% | 5.38% | 9.30% | 13.28% | Beats 22% | 492 / 629 | |
| Net Interest Margin | 3.37% | 3.03% | 3.54% | 4.05% | Beats 41% | 369 / 629 | |
| Efficiency Ratio | 78.63% | 58.35% | 67.79% | 79.08% | Beats 26% | 467 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.06% | 0.09% | 0.46% | 1.20% | Beats 13% | 509 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 67% | 195 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 10.98% | 11.24% | 13.84% | 18.77% | Beats 22% | 490 / 629 | |
| Total Risk-Based Capital Ratio | 10.98% | 11.58% | 14.43% | 19.66% | Beats 19% | 511 / 629 | |
| Equity / Assets | 10.46% | 9.09% | 10.65% | 13.80% | Beats 46% | 337 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 99.25% | 67.24% | 80.90% | 93.48% | 85th pctl | 90 / 594 | |
| Loans / Assets | 77.37% | 53.31% | 67.71% | 78.15% | 73rd pctl | 171 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |