Brookfield, WI · Cert 28679
SI · FDIC · 43 branches
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 1.8% share · #11 of 43 inst. · $1.5B of $79.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.86% | 0.87% | 0.90% | 0.92% | 0.80% | 0.87% | 0.98% | 1.02% | +10 bps | |
| Return on Equity | 6.38% | 6.40% | 6.28% | 6.30% | 5.43% | 5.88% | 6.52% | 6.72% | +42 bps | |
| Net Interest Margin | 3.47% | 3.45% | 3.50% | 3.62% | 3.62% | 3.60% | 3.72% | 3.74% | +12 bps | |
| Efficiency Ratio | 72.28% | 72.11% | 72.25% | 71.97% | 76.99% | 74.82% | 70.34% | 69.75% | -222 bps | |
| Non-Interest Burden | 2.29% | 2.27% | 2.32% | 2.38% | 2.60% | 2.49% | 2.39% | 2.37% | -1 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.48% | 2.28% | -3.25% | -3.22% | -2.68% | -2.62% | 4.21% | 4.22% | +744 bps | |
| Loan Growth (YoY) | 2.22% | 1.46% | 2.11% | 0.21% | -0.24% | 2.50% | 4.09% | 7.11% | +690 bps | |
| Deposit Growth (YoY) | 0.70% | 1.63% | 1.91% | 1.72% | 2.51% | 2.39% | 3.55% | 3.72% | +200 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.17% | 0.17% | 0.16% | 0.15% | 0.10% | 0.09% | 0.09% | 0.10% | -5 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.04% | 0.02% | 0.01% | 0.01% | 0.02% | 0.02% | 0 bps | |
| Allowance / Loans | 0.70% | 0.72% | 0.70% | 0.70% | 0.71% | 0.70% | 0.69% | 0.67% | -3 bps | |
| Allowance Coverage of NPLs | 4.0x | 4.3x | 4.5x | 4.6x | 7.4x | 8.0x | 7.7x | 6.9x | +2.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.92% | 12.97% | 13.51% | 14.18% | 14.11% | 14.06% | 14.41% | 14.45% | +26 bps | |
| Total Risk-Based Capital | 12.92% | 12.97% | 13.51% | 14.18% | 14.11% | 14.06% | 14.41% | 14.45% | +26 bps | |
| Equity / Assets | 13.68% | 13.82% | 14.88% | 15.02% | 14.88% | 15.05% | 15.16% | 15.31% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 93.07% | 91.54% | 92.69% | 92.09% | 90.57% | 91.63% | 93.17% | 95.10% | +301 bps | |
| Liquid Assets / Assets | 20.81% | 21.96% | 16.63% | 17.25% | 18.67% | 17.99% | 17.04% | 15.58% | -168 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 249% | 259% | 266% | n/a | n/a | |