North Shore Bank
Brookfield, WI · Cert 28679 · Peer group: banks $1B-$10B in assets operating regionally (n=176)
SI · FDIC · 43 branches
Q2 2026
$2.6BAssets
$2.1BLoans
$2.2BDeposits
$399.5MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 96% of banks $1B-$10B in assets operating regionally (rank 7 of 176).
- Widest gap: return on equity trails 89% of banks $1B-$10B in assets operating regionally (rank 156 of 176).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.01%
Rank 123 of 176
Net Interest Margin
3.74%
Rank 69 of 176
Efficiency Ratio
69.92%
Rank 142 of 176
Equity / Assets
15.31%
Rank 7 of 176
Non-interest income vs. expense
Unfavorable gap of $61.7M · efficiency ratio beats 20% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 0.93% | 1.26% | 1.54% | Beats 30% | 123 / 176 | | |
| Return on Equity | 6.61% | 9.26% | 11.89% | 14.46% | Beats 11% | 156 / 176 | | |
| Net Interest Margin | 3.74% | 3.25% | 3.59% | 3.93% | Beats 61% | 69 / 176 | | |
| Efficiency Ratio | 69.92% | 52.79% | 59.55% | 67.66% | Beats 20% | 142 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.30% | 0.64% | 1.32% | Beats 93% | 13 / 176 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.04% | 0.10% | Beats 70% | 55 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 14.45% | 11.15% | 12.72% | 14.15% | Beats 78% | 38 / 176 | | |
| Total Risk-Based Capital Ratio | 14.45% | 11.81% | 13.63% | 15.33% | Beats 64% | 64 / 176 | | |
| Equity / Assets | 15.31% | 9.16% | 10.35% | 11.80% | Beats 96% | 7 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.10% | 80.94% | 89.73% | 97.21% | 70th pctl | 53 / 176 | | |
| Loans / Assets | 79.20% | 69.25% | 75.12% | 80.82% | 69th pctl | 55 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |