Matson Employees San Francisco, CA · Charter 2843 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=65)
NCUA · 2 branches
Q1 2025
$21.4M Assets
$7.3M Loans
$13.3M Shares
$7.5M Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 1 of 65). Widest gap: net interest margin trails 77% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 50 of 65). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.15%
Rank 42 of 65
Net Interest Margin
3.20%
Rank 50 of 65
Efficiency Ratio
86.77%
Rank 40 of 65
Equity / Assets
35.22%
Rank 1 of 65
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.15% -0.10% 0.50% 1.13% Beats 35% 42 / 65 Return on Equity 0.42% -0.45% 3.86% 8.62% Beats 32% 44 / 65 Net Interest Margin 3.20% 3.33% 3.80% 4.38% Beats 23% 50 / 65 Efficiency Ratio 86.77% 68.83% 82.63% 90.77% Beats 40% 40 / 65 Asset Quality Nonperforming Loans / Loans 0.60% 0.12% 0.61% 1.43% Beats 52% 32 / 65 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 35.22% 10.09% 13.44% 18.79% Beats 98% 1 / 65 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 35.22% 10.09% 13.45% 18.79% Beats 98% 1 / 65 Liquidity & Funding Loans / Deposits 55.01% 54.16% 63.58% 82.46% 28th pctl 47 / 65 Loans / Assets 34.30% 43.12% 54.59% 66.42% 6th pctl 61 / 65 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.28%, the median effective tax rate of the 2,787 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11