Fidelity Bank
New Orleans, LA · Cert 28316 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · FB Bcorp Inc.
SI · FDIC · 20 branches
Q2 2026
$1.2BAssets
$746.0MLoans
$857.6MDeposits
$243.7MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of banks $1B-$10B in assets operating in a single state (rank 5 of 258).
- Widest gap: return on equity trails 99% of banks $1B-$10B in assets operating in a single state (rank 256 of 258).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.13%
Rank 254 of 258
Net Interest Margin
3.97%
Rank 54 of 258
Efficiency Ratio
91.78%
Rank 254 of 257
Equity / Assets
19.87%
Rank 5 of 258
Non-interest income vs. expense
Unfavorable gap of $44.7M · efficiency ratio beats 2% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.13% | 0.93% | 1.23% | 1.54% | Beats 2% | 254 / 258 | | |
| Return on Equity | 0.65% | 9.26% | 11.84% | 14.74% | Beats 1% | 256 / 258 | | |
| Net Interest Margin | 3.97% | 3.16% | 3.49% | 3.88% | Beats 79% | 54 / 258 | | |
| Efficiency Ratio | 91.78% | 51.71% | 60.30% | 69.65% | Beats 2% | 254 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.85% | 0.19% | 0.46% | 0.90% | Beats 8% | 238 / 258 | | |
| Net Charge-Offs / Loans | 0.14% | 0.01% | 0.02% | 0.07% | Beats 16% | 219 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 29.16% | 11.41% | 12.98% | 15.12% | Beats 98% | 5 / 258 | | |
| Total Risk-Based Capital Ratio | 29.96% | 12.10% | 13.91% | 16.08% | Beats 98% | 6 / 258 | | |
| Equity / Assets | 19.87% | 9.09% | 10.24% | 11.72% | Beats 98% | 5 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.99% | 73.24% | 86.34% | 95.95% | 53rd pctl | 121 / 258 | | |
| Loans / Assets | 60.83% | 63.01% | 72.27% | 78.40% | 21st pctl | 205 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |