New Orleans, LA · Cert 28316 · FB Bcorp Inc.
SI · FDIC · 20 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating in a single state (n=257 to 258). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
98
Asset Quality
12
Profitability
27
Liquidity
96
Efficiency
2
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Cert 28316 · FB Bcorp Inc.
SI · FDIC · 20 branches
Q2 2026
Market Position · New Orleans-Metairie, LA · 2026 SOD (annual) · 1.8% share · #9 of 32 inst. · $0.6B of $36.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.09% | -0.52% | 0.20% | 0.23% | 0.27% | 0.09% | 0.11% | 0.13% | -11 bps | |
| Return on Equity | -0.72% | -3.67% | 1.02% | 1.19% | 1.36% | 0.46% | 0.56% | 0.65% | -55 bps | |
| Net Interest Margin | 3.71% | 3.60% | 4.13% | 4.01% | 4.15% | 4.10% | 4.08% | 3.97% | -4 bps | |
| Efficiency Ratio | 101.11% | 99.23% | 93.41% | 92.80% | 92.17% | 92.13% | 92.85% | 91.78% | -102 bps | |
| Non-Interest Burden | 3.75% | 4.01% | 3.78% | 3.62% | 3.72% | 3.66% | 3.69% | 3.55% | -7 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 28.13% | 9.09% | 10.54% | 6.33% | -10.22% | 2.41% | 2.25% | -1.65% | -797 bps | |
| Loan Growth (YoY) | 13.53% | 13.76% | 9.84% | 5.73% | 4.50% | -1.35% | -1.99% | -6.97% | -1,270 bps | |
| Deposit Growth (YoY) | 24.57% | 15.35% | 17.46% | 17.78% | -7.59% | 1.57% | -0.68% | -6.70% | -2,448 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.46% | 1.66% | 1.95% | 1.63% | 1.82% | 2.18% | 1.94% | 1.85% | +22 bps | |
| Net Charge-Offs / Loans | 0.21% | 0.19% | 0.22% | 0.23% | 0.21% | 0.21% | 0.21% | 0.25% | +2 bps | |
| Allowance / Loans | 0.76% | 0.80% | 0.78% | 0.77% | 0.78% | 0.81% | 0.82% | 0.91% | +15 bps | |
| Allowance Coverage of NPLs | 0.5x | 0.5x | 0.4x | 0.5x | 0.4x | 0.4x | 0.4x | 0.5x | 0.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 13.77% | 19.55% | 20.32% | 20.26% | 20.05% | 20.02% | 20.23% | 20.32% | +6 bps | |
| Total Risk-Based Capital | 20.73% | 30.33% | 30.29% | 30.12% | 29.23% | 30.12% | 29.43% | 29.96% | -17 bps | |
| Equity / Assets | 11.46% | 19.38% | 19.61% | 19.51% | 19.70% | 19.67% | 19.32% | 19.87% | +36 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 75.73% | 86.95% | 86.34% | 87.25% | 85.63% | 84.45% | 85.19% | 86.99% | -26 bps | |
| Liquid Assets / Assets | 20.24% | 7.27% | 7.16% | 6.03% | 4.47% | 4.07% | 3.01% | 2.90% | -313 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 104.97% | 100.30% | 108.73% | n/a | n/a | |
New Orleans, LA · Cert 28316 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · FB Bcorp Inc.
SI · FDIC · 20 branches
Q2 2026
Return on Assets
0.13%
Rank 254 of 258
Net Interest Margin
3.97%
Rank 54 of 258
Efficiency Ratio
91.78%
Rank 254 of 257
Equity / Assets
19.87%
Rank 5 of 258
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.13% | 0.93% | 1.23% | 1.54% | Beats 2% | 254 / 258 | ||
| Return on Equity | 0.65% | 9.26% | 11.84% | 14.74% | Beats 1% | 256 / 258 | ||
| Net Interest Margin | 3.97% | 3.16% | 3.49% | 3.88% | Beats 79% | 54 / 258 | ||
| Efficiency Ratio | 91.78% | 51.71% | 60.30% | 69.65% | Beats 2% | 254 / 257 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.85% | 0.19% | 0.46% | 0.90% | Beats 8% | 238 / 258 | ||
| Net Charge-Offs / Loans | 0.14% | 0.01% | 0.02% | 0.07% | Beats 16% | 219 / 258 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 29.16% | 11.41% | 12.98% | 15.12% | Beats 98% | 5 / 258 | ||
| Total Risk-Based Capital Ratio | 29.96% | 12.10% | 13.91% | 16.08% | Beats 98% | 6 / 258 | ||
| Equity / Assets | 19.87% | 9.09% | 10.24% | 11.72% | Beats 98% | 5 / 258 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 86.99% | 73.24% | 86.34% | 95.95% | 53rd pctl | 121 / 258 | ||
| Loans / Assets | 60.83% | 63.01% | 72.27% | 78.40% | 21st pctl | 205 / 258 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||