Glassport, PA · Charter 2796
NCUA · 1 branch
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.64% | 0.35% | 0.40% | -68.13% | -5.86% | -522 bps | |
| Return on Equity | -6.40% | 3.23% | 3.81% | n/a | n/a | n/a | |
| Net Interest Margin | 4.99% | 5.07% | 5.06% | 6.33% | 5.17% | +18 bps | |
| Efficiency Ratio | 81.58% | 79.89% | 77.59% | n/a | 165.60% | +8,402 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.44% | -2.87% | -2.72% | -24.90% | -37.37% | -3,780 bps | |
| Loan Growth (YoY) | 6.41% | 20.86% | 32.07% | -1.90% | -15.14% | -2,155 bps | |
| Share Growth (YoY) | 1.75% | -2.60% | -2.71% | 19.45% | 7.92% | +617 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.27% | 0.97% | 3.53% | 6.85% | 6.93% | +466 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.50% | 2.14% | 2.26% | 0.00% | 0.00% | -250 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.01% | 10.72% | 10.42% | -53.77% | -62.25% | -7,226 bps | |
| Net Worth / Assets | 10.01% | 10.72% | 10.42% | -53.77% | -62.25% | -7,226 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.23% | 74.34% | 79.10% | 49.40% | 48.14% | -1,308 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |