Glassport, PA · Charter 2796
NCUA · 1 branch
Q1 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2026, the quarter ended March 31, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Pittsburgh, PA area (n=81). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
4
Profitability
48
Liquidity
100
Efficiency
1
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Glassport, PA · Charter 2796
NCUA · 1 branch
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.64% | 0.35% | 0.40% | -68.13% | -5.86% | -522 bps | |
| Return on Equity | -6.40% | 3.23% | 3.81% | n/a | n/a | n/a | |
| Net Interest Margin | 4.99% | 5.07% | 5.06% | 6.33% | 5.17% | +18 bps | |
| Efficiency Ratio | 81.58% | 79.89% | 77.59% | n/a | 165.60% | +8,402 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.44% | -2.87% | -2.72% | -24.90% | -37.37% | -3,780 bps | |
| Loan Growth (YoY) | 6.41% | 20.86% | 32.07% | -1.90% | -15.14% | -2,155 bps | |
| Share Growth (YoY) | 1.75% | -2.60% | -2.71% | 19.45% | 7.92% | +617 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.27% | 0.97% | 3.53% | 6.85% | 6.93% | +466 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.50% | 2.14% | 2.26% | 0.00% | 0.00% | -250 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.01% | 10.72% | 10.42% | -53.77% | -62.25% | -7,226 bps | |
| Net Worth / Assets | 10.01% | 10.72% | 10.42% | -53.77% | -62.25% | -7,226 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.23% | 74.34% | 79.10% | 49.40% | 48.14% | -1,308 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Glassport, PA · Charter 2796 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=81)
NCUA · 1 branch
Q1 2026
Return on Assets
-5.84%
Rank 81 of 81
Net Interest Margin
5.15%
Rank 4 of 81
Efficiency Ratio
165.75%
Rank 81 of 81
Equity / Assets
-62.24%
Rank 81 of 81
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -5.84% | 0.36% | 0.77% | 1.28% | Beats 0% | 81 / 81 | |
| Return on Equity | n/a | Not reported for this institution | |||||
| Net Interest Margin | 5.15% | 3.07% | 3.64% | 4.20% | Beats 95% | 4 / 81 | |
| Efficiency Ratio | 165.75% | 64.79% | 78.72% | 92.77% | Beats 1% | 81 / 81 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 6.93% | 0.26% | 0.73% | 2.35% | Beats 4% | 79 / 81 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | -62.25% | 12.13% | 14.42% | 18.24% | Beats 0% | 81 / 81 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | -62.24% | 12.13% | 14.42% | 18.24% | Beats 0% | 81 / 81 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 48.14% | 33.37% | 48.14% | 68.66% | 49th pctl | 41 / 81 | |
| Loans / Assets | 74.58% | 27.98% | 40.54% | 57.54% | 96th pctl | 3 / 81 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||