Conshohocken, PA · Cert 26647
SI · FDIC · 18 branches
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.7% share · #15 of 88 inst. · $4.5B of $685.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.34% | 1.35% | 1.67% | 1.62% | 1.69% | 1.59% | 1.28% | 1.42% | -20 bps | |
| Return on Equity | 13.08% | 13.16% | 15.90% | 15.06% | 15.88% | 14.98% | 12.10% | 13.33% | -173 bps | |
| Net Interest Margin | 3.78% | 3.76% | 3.93% | 4.00% | 3.96% | 3.88% | 4.01% | 4.11% | +11 bps | |
| Efficiency Ratio | 55.45% | 56.48% | 53.70% | 55.31% | 53.49% | 54.22% | 50.33% | 54.76% | -56 bps | |
| Non-Interest Burden | 1.80% | 1.84% | 1.82% | 1.94% | 1.81% | 1.80% | 1.67% | 2.02% | +9 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.31% | 3.47% | -2.55% | 1.67% | 12.11% | 6.18% | 6.05% | 8.12% | +644 bps | |
| Loan Growth (YoY) | 2.74% | 7.13% | 9.96% | 4.29% | 6.87% | 4.66% | -0.52% | 5.33% | +105 bps | |
| Deposit Growth (YoY) | 2.74% | 0.61% | -6.21% | 6.13% | 11.62% | 13.41% | 15.21% | 16.33% | +1,020 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.56% | 0.57% | 0.73% | 0.76% | 0.57% | 0.75% | 0.74% | 0.79% | +3 bps | |
| Net Charge-Offs / Loans | 0.19% | 0.16% | 0.06% | 0.08% | 0.23% | 0.30% | 0.79% | 0.42% | +34 bps | |
| Allowance / Loans | 1.89% | 1.86% | 1.81% | 1.86% | 1.65% | 1.64% | 1.73% | 1.59% | -27 bps | |
| Allowance Coverage of NPLs | 3.4x | 3.3x | 2.5x | 2.4x | 2.9x | 2.2x | 2.3x | 2.0x | -0.4x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.45% | 11.41% | 11.33% | 11.83% | 11.60% | 11.06% | 11.31% | 11.44% | -39 bps | |
| Total Risk-Based Capital | 13.52% | 13.39% | 13.47% | 13.70% | 13.57% | 13.22% | 13.69% | 13.06% | -65 bps | |
| Equity / Assets | 10.75% | 10.28% | 10.69% | 11.27% | 10.37% | 10.42% | 10.77% | 10.71% | -55 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 109.00% | 107.73% | 108.49% | 107.38% | 104.36% | 99.42% | 93.67% | 97.23% | -1,015 bps | |
| Liquid Assets / Assets | 4.52% | 6.15% | 5.26% | 5.33% | 10.05% | 8.14% | 11.46% | 8.06% | +273 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 322% | 331% | 330% | n/a | n/a | |