Conshohocken, PA · Cert 26647
SI · FDIC · 18 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating regionally (n=176). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
45
Asset Quality
26
Profitability
72
Liquidity
43
Efficiency
67
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Conshohocken, PA · Cert 26647
SI · FDIC · 18 branches
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.7% share · #15 of 88 inst. · $4.5B of $685.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.34% | 1.35% | 1.67% | 1.62% | 1.69% | 1.59% | 1.28% | 1.42% | -20 bps | |
| Return on Equity | 13.08% | 13.16% | 15.90% | 15.06% | 15.88% | 14.98% | 12.10% | 13.33% | -173 bps | |
| Net Interest Margin | 3.78% | 3.76% | 3.93% | 4.00% | 3.96% | 3.88% | 4.01% | 4.11% | +11 bps | |
| Efficiency Ratio | 55.45% | 56.48% | 53.70% | 55.31% | 53.49% | 54.22% | 50.33% | 54.76% | -56 bps | |
| Non-Interest Burden | 1.80% | 1.84% | 1.82% | 1.94% | 1.81% | 1.80% | 1.67% | 2.02% | +9 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.31% | 3.47% | -2.55% | 1.67% | 12.11% | 6.18% | 6.05% | 8.12% | +644 bps | |
| Loan Growth (YoY) | 2.74% | 7.13% | 9.96% | 4.29% | 6.87% | 4.66% | -0.52% | 5.33% | +105 bps | |
| Deposit Growth (YoY) | 2.74% | 0.61% | -6.21% | 6.13% | 11.62% | 13.41% | 15.21% | 16.33% | +1,020 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.56% | 0.57% | 0.73% | 0.76% | 0.57% | 0.75% | 0.74% | 0.79% | +3 bps | |
| Net Charge-Offs / Loans | 0.19% | 0.16% | 0.06% | 0.08% | 0.23% | 0.30% | 0.79% | 0.42% | +34 bps | |
| Allowance / Loans | 1.89% | 1.86% | 1.81% | 1.86% | 1.65% | 1.64% | 1.73% | 1.59% | -27 bps | |
| Allowance Coverage of NPLs | 3.4x | 3.3x | 2.5x | 2.4x | 2.9x | 2.2x | 2.3x | 2.0x | -0.4x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.45% | 11.41% | 11.33% | 11.83% | 11.60% | 11.06% | 11.31% | 11.44% | -39 bps | |
| Total Risk-Based Capital | 13.52% | 13.39% | 13.47% | 13.70% | 13.57% | 13.22% | 13.69% | 13.06% | -65 bps | |
| Equity / Assets | 10.75% | 10.28% | 10.69% | 11.27% | 10.37% | 10.42% | 10.77% | 10.71% | -55 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 109.00% | 107.73% | 108.49% | 107.38% | 104.36% | 99.42% | 93.67% | 97.23% | -1,015 bps | |
| Liquid Assets / Assets | 4.52% | 6.15% | 5.26% | 5.33% | 10.05% | 8.14% | 11.46% | 8.06% | +273 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 322% | 331% | 330% | n/a | n/a | |
Conshohocken, PA · Cert 26647 · Peer group: banks $1B-$10B in assets operating regionally (n=176)
SI · FDIC · 18 branches
Q2 2026
Return on Assets
1.43%
Rank 57 of 176
Net Interest Margin
4.11%
Rank 24 of 176
Efficiency Ratio
54.76%
Rank 59 of 176
Equity / Assets
10.71%
Rank 78 of 176
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.43% | 0.93% | 1.26% | 1.54% | Beats 68% | 57 / 176 | ||
| Return on Equity | 13.31% | 9.26% | 11.89% | 14.46% | Beats 62% | 67 / 176 | ||
| Net Interest Margin | 4.11% | 3.25% | 3.59% | 3.93% | Beats 86% | 24 / 176 | ||
| Efficiency Ratio | 54.76% | 52.79% | 59.55% | 67.66% | Beats 67% | 59 / 176 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.79% | 0.30% | 0.64% | 1.32% | Beats 42% | 103 / 176 | ||
| Net Charge-Offs / Loans | 0.23% | 0.01% | 0.04% | 0.10% | Beats 10% | 160 / 176 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.80% | 11.15% | 12.72% | 14.15% | Beats 38% | 110 / 176 | ||
| Total Risk-Based Capital Ratio | 13.06% | 11.81% | 13.63% | 15.33% | Beats 41% | 103 / 176 | ||
| Equity / Assets | 10.71% | 9.16% | 10.35% | 11.80% | Beats 56% | 78 / 176 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 97.23% | 80.94% | 89.73% | 97.21% | 76th pctl | 43 / 176 | ||
| Loans / Assets | 82.39% | 69.25% | 75.12% | 80.82% | 82nd pctl | 32 / 176 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||