PackageTrendsPeer
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Lincoln Public School Employees

Lincoln, NE · Charter 2643

NCUA · 1 branch

Q2 2026

$74.1MAssets
$27.8MLoans
$64.8MShares
$8.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.99%, up 35 bps year over year; NIM at 2.34%.
  • Asset quality: problem loans at 1.52% of loans (+63 bps YoY).
  • Capital: net worth / assets of 11.93%, up 37 bps from a year ago.
  • Funding: loans stand at 42.84% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.99%+35 bps YoY

Net Interest Margin (quarter, annualized)

2.34%+37 bps YoY

Efficiency Ratio (quarter, annualized)

58.53%-1,081 bps YoY

Net Worth / Assets

11.93%+37 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.64%0.72%0.69%1.01%0.99%+35 bps
Return on Equity5.53%6.06%5.86%8.60%8.29%+275 bps
Net Interest Margin1.98%2.08%2.10%2.31%2.34%+37 bps
Efficiency Ratio69.34%66.18%66.87%56.15%58.53%-1,081 bps
Growth
Asset Growth (YoY)11.11%7.79%6.13%4.14%4.43%-668 bps
Loan Growth (YoY)1.29%0.05%-2.73%-5.10%-5.88%-716 bps
Share Growth (YoY)12.30%8.34%6.32%3.89%4.18%-812 bps
Asset Quality
Delinquent Loans / Loans0.89%1.37%1.44%1.49%1.52%+63 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.56%11.81%11.83%11.75%11.93%+37 bps
Net Worth / Assets11.56%11.81%11.83%11.75%11.93%+37 bps
Liquidity & Funding
Loans / Shares47.42%47.43%45.44%42.82%42.84%-458 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps