Lincoln, NE · Charter 2643
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.64% | 0.72% | 0.69% | 1.01% | 0.99% | +35 bps | |
| Return on Equity | 5.53% | 6.06% | 5.86% | 8.60% | 8.29% | +275 bps | |
| Net Interest Margin | 1.98% | 2.08% | 2.10% | 2.31% | 2.34% | +37 bps | |
| Efficiency Ratio | 69.34% | 66.18% | 66.87% | 56.15% | 58.53% | -1,081 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 11.11% | 7.79% | 6.13% | 4.14% | 4.43% | -668 bps | |
| Loan Growth (YoY) | 1.29% | 0.05% | -2.73% | -5.10% | -5.88% | -716 bps | |
| Share Growth (YoY) | 12.30% | 8.34% | 6.32% | 3.89% | 4.18% | -812 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.89% | 1.37% | 1.44% | 1.49% | 1.52% | +63 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.56% | 11.81% | 11.83% | 11.75% | 11.93% | +37 bps | |
| Net Worth / Assets | 11.56% | 11.81% | 11.83% | 11.75% | 11.93% | +37 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.42% | 47.43% | 45.44% | 42.82% | 42.84% | -458 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |