PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Haverford Trust Company, The

Radnor, PA · Cert 26189 · Drexel Morgan&Co

State charter, Fed member · FED · 1 branch

Q2 2026

$191.0MAssets
$129.6MLoans
$128.7MDeposits
$40.6MEquity
Loan mix
0%RE $0.0M13%C&I $12.5M87%Consumer $80.9MQ3 2024Q2 2026
Deposit mix
100%Interest-bearing $128.7M0%Noninterest $0.0MQ3 2024Q2 2026

Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.0% share · #61 of 88 inst. · $0.1B of $685.1B

Executive Summary

  • Earnings: ROA of 6.78%, up 122 bps year over year; NIM at 2.06%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY), with net charge-offs at 0.00%.
  • Capital: tier 1 leverage ratio of 22.49%, up 279 bps from a year ago.
  • Funding: loans stand at 100.73% of deposits as of Q2 2026.

Return on Assets (YTD, annualized)

6.78%+122 bps YoY

Net Interest Margin (YTD, annualized)

2.06%+3 bps YoY

Efficiency Ratio (YTD, annualized)

80.34%-204 bps YoY

Tier 1 Leverage Ratio

22.49%+279 bps YoY

NIM

5.75%Q2 ’245.01%Q2 ’254.49%Q2 ’26-3%+2%

Non-interest income vs. expense

33.11%Q2 ’2432.43%Q2 ’2535.32%Q2 ’26+16%-34%

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets5.88%6.03%5.87%5.55%5.66%6.29%7.04%6.78%+122 bps
Return on Equity30.31%31.52%30.98%28.75%28.78%31.62%32.35%31.38%+262 bps
Net Interest Margin2.11%1.76%1.91%2.02%2.07%2.08%2.02%2.06%+3 bps
Efficiency Ratio80.98%80.73%81.41%82.38%82.26%80.89%80.19%80.34%-204 bps
Non-Interest Burden-6.00%-5.33%-5.54%-4.91%-5.16%-5.98%-7.02%-6.59%-168 bps
Growth
Asset Growth (YoY)10.83%4.62%8.89%4.89%-6.04%-4.69%-3.14%4.36%-53 bps
Loan Growth (YoY)9.60%11.97%22.56%38.71%29.11%15.01%1.85%16.80%-2,191 bps
Deposit Growth (YoY)18.11%8.95%10.67%5.73%-10.07%-8.93%-7.24%3.59%-214 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Allowance / Loans0.32%0.28%0.27%0.25%0.25%0.25%0.26%0.22%-4 bps
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio21.40%17.10%19.85%19.70%20.82%20.25%23.02%22.49%+279 bps
Total Risk-Based Capital21.40%17.10%19.85%19.70%20.82%20.25%23.02%22.49%+279 bps
Equity / Assets17.93%18.04%19.82%20.07%20.66%20.86%22.65%21.28%+121 bps
Liquidity & Funding
Loans / Deposits61.50%75.61%82.66%89.34%88.29%95.48%90.75%100.73%+1,139 bps
Liquid Assets / Assets28.68%19.51%14.36%19.93%17.96%14.99%16.11%8.77%-1,116 bps
CRE / Total Capitaln/an/an/an/a0.00%0.00%0.00%n/an/a