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Letter portraitLegal landscape

Haverford Trust Company, The

Radnor, PA · Cert 26189 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=27-31) · Drexel Morgan&Co

State charter, Fed member · FED · 1 branch

Q2 2026

$191.0MAssets
$129.6MLoans
$128.7MDeposits
$40.6MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 7 of 27).
  • Widest gap: net interest margin trails 97% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 30 of 31).
  • Overall: at or above the peer median on 7 of 9 directional measures.

Return on Assets

6.42%

Rank 3 of 31

Net Interest Margin

2.06%

Rank 30 of 31

Efficiency Ratio

80.34%

Rank 24 of 31

Equity / Assets

21.28%

Rank 8 of 31

Non-interest income vs. expense

$75.7M$63.8MINCOMEEXPENSE
Favorable gap of $11.9M · efficiency ratio beats 26% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Bank 80.34%Peer median 63.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets6.42%0.63%0.93%2.39%Beats 90%3 / 31
Return on Equity30.17%4.15%7.07%14.29%Beats 90%3 / 31
Net Interest Margin2.06%2.72%3.26%3.84%Beats 3%30 / 31
Efficiency Ratio80.34%49.04%63.83%80.34%Beats 26%24 / 31
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.24%1.22%Beats 100%7 / 27
Net Charge-Offs / Loans0.00%n/an/a0.01%Beats 100%16 / 27
Capital
Tier 1 Capital Ratio22.49%13.01%19.43%42.39%Beats 55%14 / 31
Total Risk-Based Capital Ratio22.49%13.95%20.55%43.38%Beats 55%14 / 31
Equity / Assets21.28%9.21%12.36%21.28%Beats 74%8 / 31
Liquidity & Funding
Loans / Deposits100.73%52.41%83.15%99.86%77th pctl7 / 31
Loans / Assets67.87%37.80%67.87%79.23%48th pctl16 / 31
Brokered Deposits / Depositsn/aNot reported for this institution