Maui
Kahului, HI · Charter 2562 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$146.2MAssets
$35.7MLoans
$124.7MShares
$20.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 66% of credit unions under $1B in assets (rank 570 of 1682).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets (rank 1592 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.00%
Rank 597 of 1,683
Net Interest Margin
2.64%
Rank 1,592 of 1,683
Efficiency Ratio
72.55%
Rank 570 of 1,682
Equity / Assets
14.14%
Rank 652 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.35% | 0.74% | 1.18% | Beats 65% | 597 / 1,683 | | |
| Return on Equity | 7.06% | 2.67% | 5.89% | 8.74% | Beats 62% | 647 / 1,681 | | |
| Net Interest Margin | 2.64% | 3.31% | 3.82% | 4.32% | Beats 5% | 1,592 / 1,683 | | |
| Efficiency Ratio | 72.55% | 68.91% | 78.20% | 86.93% | Beats 66% | 570 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.15% | 0.26% | 0.65% | 1.29% | Beats 29% | 1,201 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.14% | 10.44% | 12.89% | 16.53% | Beats 61% | 652 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.14% | 10.44% | 12.89% | 16.53% | Beats 61% | 652 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 28.66% | 52.61% | 69.38% | 83.50% | 5th pctl | 1,606 / 1,683 | | |
| Loans / Assets | 24.45% | 44.71% | 59.18% | 70.72% | 5th pctl | 1,598 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |