Dover, NH · Charter 24964
NCUA · 20 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.42% | 0.57% | 0.23% | 0.23% | 0.39% | 0.38% | 1.31% | 0.78% | +55 bps | |
| Return on Equity | 4.01% | 5.26% | 2.10% | 2.19% | 3.65% | 3.61% | 12.13% | 7.70% | +551 bps | |
| Net Interest Margin | 3.82% | 3.91% | 3.97% | 4.00% | 4.05% | 4.02% | 4.03% | 3.85% | -15 bps | |
| Efficiency Ratio | 84.09% | 81.45% | 84.52% | 85.01% | 82.82% | 82.36% | 69.77% | 74.55% | -1,046 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 2.89% | 6.49% | 7.23% | 12.14% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 3.72% | 5.52% | 7.66% | 12.98% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 0.30% | 7.76% | 7.79% | 12.51% | n/a | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.37% | 0.46% | 0.30% | 0.37% | 0.44% | 0.43% | 0.35% | 0.38% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.49% | 10.88% | 10.84% | 10.67% | 10.74% | 10.60% | 10.76% | 10.15% | -52 bps | |
| Net Worth / Assets | 10.49% | 10.88% | 10.84% | 10.67% | 10.74% | 10.60% | 10.76% | 10.15% | -52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 100.91% | 100.39% | 99.04% | 103.13% | 104.35% | 98.30% | 98.92% | 103.56% | +43 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |