Dover, NH · Charter 24964
NCUA · 20 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
34
Asset Quality
83
Profitability
60
Liquidity
0
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Dover, NH · Charter 24964
NCUA · 20 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.42% | 0.57% | 0.23% | 0.23% | 0.39% | 0.38% | 1.31% | 0.78% | +55 bps | |
| Return on Equity | 4.01% | 5.26% | 2.10% | 2.19% | 3.65% | 3.61% | 12.13% | 7.70% | +551 bps | |
| Net Interest Margin | 3.82% | 3.91% | 3.97% | 4.00% | 4.05% | 4.02% | 4.03% | 3.85% | -15 bps | |
| Efficiency Ratio | 84.09% | 81.45% | 84.52% | 85.01% | 82.82% | 82.36% | 69.77% | 74.55% | -1,046 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 2.89% | 6.49% | 7.23% | 12.14% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 3.72% | 5.52% | 7.66% | 12.98% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 0.30% | 7.76% | 7.79% | 12.51% | n/a | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.37% | 0.46% | 0.30% | 0.37% | 0.44% | 0.43% | 0.35% | 0.38% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.49% | 10.88% | 10.84% | 10.67% | 10.74% | 10.60% | 10.76% | 10.15% | -52 bps | |
| Net Worth / Assets | 10.49% | 10.88% | 10.84% | 10.67% | 10.74% | 10.60% | 10.76% | 10.15% | -52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 100.91% | 100.39% | 99.04% | 103.13% | 104.35% | 98.30% | 98.92% | 103.56% | +43 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Dover, NH · Charter 24964 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 20 branches
Q2 2026
Return on Assets
0.78%
Rank 230 of 435
Net Interest Margin
3.85%
Rank 83 of 435
Efficiency Ratio
74.55%
Rank 266 of 435
Equity / Assets
10.15%
Rank 289 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.78% | 0.55% | 0.81% | 1.14% | Beats 47% | 230 / 435 | ||
| Return on Equity | 7.70% | 5.12% | 7.41% | 9.70% | Beats 53% | 204 / 435 | ||
| Net Interest Margin | 3.85% | 3.01% | 3.39% | 3.75% | Beats 81% | 83 / 435 | ||
| Efficiency Ratio | 74.55% | 65.25% | 71.39% | 77.86% | Beats 39% | 266 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.38% | 0.45% | 0.69% | 1.05% | Beats 83% | 75 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.15% | 9.81% | 10.84% | 12.63% | Beats 34% | 289 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.15% | 9.81% | 10.84% | 12.63% | Beats 34% | 289 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 103.56% | 78.33% | 88.38% | 95.61% | 91st pctl | 37 / 435 | ||
| Loans / Assets | 86.79% | 67.69% | 74.58% | 80.80% | 93rd pctl | 30 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||