New Orleans, LA · Charter 24951
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.93% | -0.94% | -1.06% | -0.49% | 0.20% | 0.43% | 0.18% | -1.35% | -86 bps | |
| Return on Equity | -6.43% | -6.55% | -7.77% | -3.60% | 1.36% | 3.09% | 1.29% | -10.11% | -652 bps | |
| Net Interest Margin | 4.57% | 4.78% | 4.87% | 4.99% | 5.17% | 5.01% | 4.78% | 4.86% | -13 bps | |
| Efficiency Ratio | 91.97% | 92.05% | 96.99% | 94.08% | 94.78% | 88.66% | 97.73% | 97.21% | +313 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | 6.35% | 6.96% | 3.82% | -1.23% | 5.37% | 4.71% | 3.33% | -49 bps | |
| Loan Growth (YoY) | n/a | 7.79% | 5.92% | 5.67% | 3.48% | 3.74% | 2.33% | 1.13% | -454 bps | |
| Share Growth (YoY) | n/a | 9.69% | 7.95% | 4.33% | -2.14% | 5.71% | 5.78% | 4.77% | +44 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.93% | 1.50% | 2.00% | 2.30% | 2.45% | 2.43% | 2.16% | 2.05% | -25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.42% | 14.40% | 13.68% | 13.76% | 14.33% | 13.92% | 13.83% | 13.36% | -40 bps | |
| Net Worth / Assets | 14.42% | 14.40% | 13.68% | 13.76% | 14.33% | 13.92% | 13.83% | 13.36% | -40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.00% | 91.81% | 88.52% | 88.84% | 93.06% | 90.09% | 85.63% | 85.75% | -309 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |