New Orleans, LA · Charter 24951
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
38
Asset Quality
38
Profitability
31
Liquidity
19
Efficiency
28
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 24951
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.93% | -0.94% | -1.06% | -0.49% | 0.20% | 0.43% | 0.18% | -1.35% | -86 bps | |
| Return on Equity | -6.43% | -6.55% | -7.77% | -3.60% | 1.36% | 3.09% | 1.29% | -10.11% | -652 bps | |
| Net Interest Margin | 4.57% | 4.78% | 4.87% | 4.99% | 5.17% | 5.01% | 4.78% | 4.86% | -13 bps | |
| Efficiency Ratio | 91.97% | 92.05% | 96.99% | 94.08% | 94.78% | 88.66% | 97.73% | 97.21% | +313 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | 6.35% | 6.96% | 3.82% | -1.23% | 5.37% | 4.71% | 3.33% | -49 bps | |
| Loan Growth (YoY) | n/a | 7.79% | 5.92% | 5.67% | 3.48% | 3.74% | 2.33% | 1.13% | -454 bps | |
| Share Growth (YoY) | n/a | 9.69% | 7.95% | 4.33% | -2.14% | 5.71% | 5.78% | 4.77% | +44 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.93% | 1.50% | 2.00% | 2.30% | 2.45% | 2.43% | 2.16% | 2.05% | -25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.42% | 14.40% | 13.68% | 13.76% | 14.33% | 13.92% | 13.83% | 13.36% | -40 bps | |
| Net Worth / Assets | 14.42% | 14.40% | 13.68% | 13.76% | 14.33% | 13.92% | 13.83% | 13.36% | -40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.00% | 91.81% | 88.52% | 88.84% | 93.06% | 90.09% | 85.63% | 85.75% | -309 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 24951 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 2 branches
Q2 2026
Return on Assets
-1.35%
Rank 25 of 29
Net Interest Margin
4.86%
Rank 9 of 29
Efficiency Ratio
97.23%
Rank 22 of 29
Equity / Assets
13.36%
Rank 18 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -1.35% | -0.27% | 0.39% | 0.68% | Beats 14% | 25 / 29 | ||
| Return on Equity | -10.12% | 0.64% | 2.28% | 5.24% | Beats 11% | 25 / 28 | ||
| Net Interest Margin | 4.86% | 3.88% | 4.49% | 4.89% | Beats 69% | 9 / 29 | ||
| Efficiency Ratio | 97.23% | 77.78% | 86.62% | 97.23% | Beats 28% | 22 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.05% | 0.22% | 1.19% | 2.21% | Beats 38% | 19 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.36% | 11.89% | 14.07% | 21.10% | Beats 38% | 18 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.36% | 11.89% | 14.07% | 21.10% | Beats 38% | 18 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 85.75% | 45.57% | 67.88% | 82.54% | 79th pctl | 6 / 29 | ||
| Loans / Assets | 73.71% | 34.60% | 52.32% | 69.33% | 83rd pctl | 5 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||