New York, NY · Charter 24942
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -138.94% | -56.49% | 3.34% | -13.23% | -5.66% | -3.29% | 48.48% | 24.15% | +3,738 bps | |
| Return on Equity | -225% | -647% | 33.41% | -173.26% | -58.75% | -37.42% | 296% | 149.90% | +32,316 bps | |
| Net Interest Margin | 5.16% | 1.72% | 2.78% | 4.28% | 4.17% | 3.62% | 2.40% | 2.78% | -149 bps | |
| Efficiency Ratio | 833% | 443% | 93.54% | 118.14% | 107.09% | 102.43% | 36.96% | 53.26% | -6,488 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -27.10% | 52.54% | 51.36% | 14.32% | 59.81% | -27.82% | 57.29% | 156.97% | +14,265 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 893% | 897% | 157.31% | 85.25% | n/a | |
| Share Growth (YoY) | 203765% | 768585% | 1417% | 487% | 324% | 29.75% | 50.67% | 134.30% | -35,222 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 5.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 7.33% | 3.07% | 1.97% | 2.09% | 0.00% | 0.00% | 0.00% | -197 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 61.64% | 8.73% | 9.98% | 7.64% | 9.64% | 8.80% | 16.35% | 16.11% | +848 bps | |
| Net Worth / Assets | 61.64% | 8.73% | 9.98% | 7.64% | 9.64% | 8.80% | 16.35% | 16.11% | +848 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 8.94% | 3.55% | 8.49% | 16.95% | 20.94% | 27.31% | 14.50% | 13.40% | -355 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |