PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

New York Episcopal

New York, NY · Charter 24942

NCUA · 1 branch

Q2 2026

$1.4MAssets
$151KLoans
$1.1MShares
$220KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 24.15%, up 3,738 bps year over year; NIM at 2.78%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 16.11%, up 848 bps from a year ago.
  • Funding: loans stand at 13.40% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

24.15%+3,738 bps YoY

Net Interest Margin (YTD, annualized)

2.78%-149 bps YoY

Efficiency Ratio (YTD, annualized)

53.26%-6,488 bps YoY

Net Worth / Assets

16.11%+848 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-13.23%-5.66%-3.29%48.48%24.15%+3,738 bps
Return on Equity-173.26%-58.75%-37.42%296%149.90%+32,316 bps
Net Interest Margin4.28%4.17%3.62%2.40%2.78%-149 bps
Efficiency Ratio118.14%107.09%102.43%36.96%53.26%-6,488 bps
Growth
Asset Growth (YoY)14.32%59.81%-27.82%57.29%156.97%+14,265 bps
Loan Growth (YoY)n/a893%897%157.31%85.25%n/a
Share Growth (YoY)487%324%29.75%50.67%134.30%-35,222 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%5.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.97%2.09%0.00%0.00%0.00%-197 bps
Capital
Risk-Based Capital7.64%9.64%8.80%16.35%16.11%+848 bps
Net Worth / Assets7.64%9.64%8.80%16.35%16.11%+848 bps
Liquidity & Funding
Loans / Shares16.95%20.94%27.31%14.50%13.40%-355 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps