Danville, PA · Charter 24929
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.29% | 1.50% | 1.59% | 1.55% | 1.50% | +21 bps | |
| Return on Equity | 11.82% | 13.13% | 13.42% | 13.04% | 12.08% | +25 bps | |
| Net Interest Margin | 3.28% | 3.45% | 3.54% | 3.61% | 3.73% | +46 bps | |
| Efficiency Ratio | 63.54% | 60.47% | 58.08% | 57.56% | 56.77% | -678 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.94% | 5.98% | 4.23% | 2.90% | 1.13% | -581 bps | |
| Loan Growth (YoY) | 0.83% | 2.99% | 5.59% | 8.87% | 11.95% | +1,112 bps | |
| Share Growth (YoY) | 5.50% | 4.72% | 2.42% | 1.05% | -0.78% | -627 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.87% | 1.70% | 2.45% | 1.62% | 2.12% | +25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.88% | 11.42% | 11.83% | 11.92% | 12.40% | +152 bps | |
| Net Worth / Assets | 10.88% | 11.42% | 11.83% | 11.92% | 12.40% | +152 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 73.33% | 76.66% | 78.27% | 78.11% | 82.74% | +941 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |