MC
Danville, PA · Charter 24929 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$247.2MAssets
$179.3MLoans
$216.7MShares
$30.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 92% of credit unions under $1B in assets (rank 136 of 1681).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets (rank 1469 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.50%
Rank 247 of 1,683
Net Interest Margin
3.73%
Rank 913 of 1,683
Efficiency Ratio
56.77%
Rank 141 of 1,682
Equity / Assets
12.40%
Rank 933 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.50% | 0.35% | 0.74% | 1.18% | Beats 85% | 247 / 1,683 | |
| Return on Equity | 12.08% | 2.67% | 5.89% | 8.74% | Beats 92% | 136 / 1,681 | |
| Net Interest Margin | 3.73% | 3.31% | 3.82% | 4.32% | Beats 46% | 913 / 1,683 | |
| Efficiency Ratio | 56.77% | 68.91% | 78.20% | 86.93% | Beats 92% | 141 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.12% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,469 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.40% | 10.44% | 12.89% | 16.53% | Beats 45% | 932 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.40% | 10.44% | 12.89% | 16.53% | Beats 45% | 933 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 82.74% | 52.61% | 69.38% | 83.50% | 74th pctl | 435 / 1,683 | |
| Loans / Assets | 72.54% | 44.71% | 59.18% | 70.72% | 79th pctl | 354 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |