Ewing, NJ · Charter 24927
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.35% | 0.38% | 0.83% | 0.80% | 0.85% | 0.76% | 3.51% | 1.84% | +104 bps | |
| Return on Equity | 3.67% | 3.96% | 8.83% | 8.18% | 8.47% | 7.84% | 33.77% | 17.93% | +975 bps | |
| Net Interest Margin | 4.13% | 4.18% | 4.20% | 4.33% | 4.35% | 4.19% | 4.11% | 4.06% | -26 bps | |
| Efficiency Ratio | 76.46% | 77.48% | 74.65% | 74.99% | 74.36% | 75.26% | 54.46% | 67.74% | -726 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.99% | 6.12% | 9.77% | 5.60% | 1.68% | 6.51% | 3.84% | 8.35% | +275 bps | |
| Loan Growth (YoY) | 14.54% | 11.76% | 8.65% | 3.82% | 1.46% | 0.61% | 0.10% | 2.57% | -126 bps | |
| Share Growth (YoY) | 6.71% | 12.47% | 15.88% | 14.23% | 5.85% | 6.67% | 2.06% | 6.86% | -737 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.74% | 0.94% | 0.78% | 0.89% | 0.87% | 0.97% | 0.95% | 0.93% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.45% | 9.56% | 9.36% | 9.79% | 9.98% | 9.69% | 10.39% | 10.27% | +48 bps | |
| Net Worth / Assets | 9.45% | 9.56% | 9.36% | 9.79% | 9.98% | 9.69% | 10.39% | 10.27% | +48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 99.26% | 97.25% | 91.23% | 93.45% | 95.14% | 91.73% | 89.48% | 89.69% | -376 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |