Credit Union of New Jersey, A
Ewing, NJ · Charter 24927 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$512.8MAssets
$395.9MLoans
$441.4MShares
$52.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets (rank 19 of 1681).
- Widest gap: equity / assets trails 77% of credit unions under $1B in assets (rank 1290 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.84%
Rank 107 of 1,683
Net Interest Margin
4.06%
Rank 619 of 1,683
Efficiency Ratio
67.73%
Rank 387 of 1,682
Equity / Assets
10.27%
Rank 1,290 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.84% | 0.35% | 0.74% | 1.18% | Beats 94% | 107 / 1,683 | | |
| Return on Equity | 17.93% | 2.67% | 5.89% | 8.74% | Beats 99% | 19 / 1,681 | | |
| Net Interest Margin | 4.06% | 3.31% | 3.82% | 4.32% | Beats 63% | 619 / 1,683 | | |
| Efficiency Ratio | 67.73% | 68.91% | 78.20% | 86.93% | Beats 77% | 387 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.93% | 0.26% | 0.65% | 1.29% | Beats 36% | 1,071 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.27% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,290 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.27% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,290 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.69% | 52.61% | 69.38% | 83.50% | 86th pctl | 244 / 1,683 | | |
| Loans / Assets | 77.21% | 44.71% | 59.18% | 70.72% | 87th pctl | 214 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |