Otoe-Missouria
Red Rock, OK · Charter 24910 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.5MAssets
$1.9MLoans
$3.1MShares
$317KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets (rank 27 of 1683).
- Widest gap: return on equity trails 99% of credit unions under $1B in assets (rank 1669 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-3.76%
Rank 1,662 of 1,683
Net Interest Margin
6.30%
Rank 27 of 1,683
Efficiency Ratio
110.16%
Rank 1,612 of 1,682
Equity / Assets
9.16%
Rank 1,489 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.76% | 0.35% | 0.74% | 1.18% | Beats 1% | 1,662 / 1,683 | | |
| Return on Equity | -41.01% | 2.67% | 5.89% | 8.74% | Beats 1% | 1,669 / 1,681 | | |
| Net Interest Margin | 6.30% | 3.31% | 3.82% | 4.32% | Beats 98% | 27 / 1,683 | | |
| Efficiency Ratio | 110.16% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,612 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.52% | 0.26% | 0.65% | 1.29% | Beats 4% | 1,615 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.16% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,489 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.16% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,489 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.00% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,053 / 1,683 | | |
| Loans / Assets | 56.20% | 44.71% | 59.18% | 70.72% | 44th pctl | 948 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |