Firefighters First
Los Angeles, CA · Charter 24877 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$2.5BAssets
$2.1BLoans
$2.2BShares
$232.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 96% of credit unions $1B-$10B in assets (rank 17 of 435).
- Widest gap: equity / assets trails 83% of credit unions $1B-$10B in assets (rank 360 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.00%
Rank 144 of 435
Net Interest Margin
2.92%
Rank 350 of 435
Efficiency Ratio
71.89%
Rank 221 of 435
Equity / Assets
9.39%
Rank 360 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.55% | 0.81% | 1.14% | Beats 67% | 144 / 435 | |
| Return on Equity | 10.60% | 5.12% | 7.41% | 9.70% | Beats 83% | 76 / 435 | |
| Net Interest Margin | 2.92% | 3.01% | 3.39% | 3.75% | Beats 20% | 350 / 435 | |
| Efficiency Ratio | 71.89% | 65.25% | 71.39% | 77.86% | Beats 49% | 221 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.45% | 0.69% | 1.05% | Beats 96% | 17 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.39% | 9.81% | 10.84% | 12.63% | Beats 17% | 360 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.39% | 9.81% | 10.84% | 12.63% | Beats 17% | 360 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 94.98% | 78.33% | 88.38% | 95.61% | 74th pctl | 115 / 435 | |
| Loans / Assets | 85.01% | 67.69% | 74.58% | 80.80% | 90th pctl | 44 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |