Los Angeles, CA · Charter 24877
NCUA · 16 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
17
Asset Quality
96
Profitability
57
Liquidity
53
Efficiency
49
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 24877
NCUA · 16 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.68% | 0.75% | 0.61% | 0.43% | 1.00% | +31 bps | |
| Return on Equity | 7.41% | 8.23% | 6.65% | 4.75% | 10.60% | +319 bps | |
| Net Interest Margin | 2.68% | 2.67% | 2.52% | 2.88% | 2.92% | +24 bps | |
| Efficiency Ratio | 77.73% | 75.92% | 81.37% | 85.09% | 71.89% | -584 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.76% | 9.97% | 9.05% | 8.09% | 6.58% | -18 bps | |
| Loan Growth (YoY) | 9.53% | 11.59% | 11.51% | 11.45% | 11.47% | +193 bps | |
| Share Growth (YoY) | 9.69% | 13.12% | 9.04% | 8.05% | 6.34% | -335 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.29% | 0.18% | 0.17% | 0.10% | 0.19% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.22% | 9.15% | 9.18% | 9.03% | 9.39% | +17 bps | |
| Net Worth / Assets | 9.22% | 9.15% | 9.18% | 9.03% | 9.39% | +17 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 90.61% | 90.44% | 92.66% | 91.97% | 94.98% | +437 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 24877 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
Return on Assets
1.00%
Rank 144 of 435
Net Interest Margin
2.92%
Rank 350 of 435
Efficiency Ratio
71.89%
Rank 221 of 435
Equity / Assets
9.39%
Rank 360 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.00% | 0.55% | 0.81% | 1.14% | Beats 67% | 144 / 435 | |
| Return on Equity | 10.60% | 5.12% | 7.41% | 9.70% | Beats 83% | 76 / 435 | |
| Net Interest Margin | 2.92% | 3.01% | 3.39% | 3.75% | Beats 20% | 350 / 435 | |
| Efficiency Ratio | 71.89% | 65.25% | 71.39% | 77.86% | Beats 49% | 221 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.19% | 0.45% | 0.69% | 1.05% | Beats 96% | 17 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.39% | 9.81% | 10.84% | 12.63% | Beats 17% | 360 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.39% | 9.81% | 10.84% | 12.63% | Beats 17% | 360 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 94.98% | 78.33% | 88.38% | 95.61% | 74th pctl | 115 / 435 | |
| Loans / Assets | 85.01% | 67.69% | 74.58% | 80.80% | 90th pctl | 44 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||