New Orleans, LA · Charter 24860
NCUA · 8 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 0.98% | 1.08% | 0.60% | 0.70% | -21 bps | |
| Return on Equity | 6.45% | 6.70% | 7.44% | 4.32% | 4.51% | -195 bps | |
| Net Interest Margin | 3.40% | 3.48% | 3.43% | 3.29% | 3.43% | +3 bps | |
| Efficiency Ratio | 72.56% | 72.61% | 69.76% | 69.30% | 70.39% | -216 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.50% | -0.38% | -0.22% | 2.56% | 4.30% | +580 bps | |
| Loan Growth (YoY) | 3.10% | 6.08% | 4.79% | 2.85% | -0.01% | -311 bps | |
| Share Growth (YoY) | 0.90% | 0.17% | 1.57% | 3.14% | 5.59% | +470 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.88% | 0.72% | 0.90% | 0.68% | 0.55% | -33 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.17% | 14.57% | 14.47% | 13.94% | 15.61% | +144 bps | |
| Net Worth / Assets | 14.17% | 14.57% | 14.47% | 13.94% | 15.61% | +144 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 108.73% | 111.44% | 108.49% | 100.32% | 102.96% | -577 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |