New Orleans, LA · Charter 24860
NCUA · 8 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
71
Asset Quality
56
Profitability
39
Liquidity
0
Efficiency
72
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 24860
NCUA · 8 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 0.98% | 1.08% | 0.60% | 0.70% | -21 bps | |
| Return on Equity | 6.45% | 6.70% | 7.44% | 4.32% | 4.51% | -195 bps | |
| Net Interest Margin | 3.40% | 3.48% | 3.43% | 3.29% | 3.43% | +3 bps | |
| Efficiency Ratio | 72.56% | 72.61% | 69.76% | 69.30% | 70.39% | -216 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.50% | -0.38% | -0.22% | 2.56% | 4.30% | +580 bps | |
| Loan Growth (YoY) | 3.10% | 6.08% | 4.79% | 2.85% | -0.01% | -311 bps | |
| Share Growth (YoY) | 0.90% | 0.17% | 1.57% | 3.14% | 5.59% | +470 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.88% | 0.72% | 0.90% | 0.68% | 0.55% | -33 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.17% | 14.57% | 14.47% | 13.94% | 15.61% | +144 bps | |
| Net Worth / Assets | 14.17% | 14.57% | 14.47% | 13.94% | 15.61% | +144 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 108.73% | 111.44% | 108.49% | 100.32% | 102.96% | -577 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 24860 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
Return on Assets
0.70%
Rank 883 of 1,683
Net Interest Margin
3.43%
Rank 1,174 of 1,683
Efficiency Ratio
70.40%
Rank 472 of 1,682
Equity / Assets
15.61%
Rank 484 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.70% | 0.35% | 0.74% | 1.18% | Beats 48% | 883 / 1,683 | |
| Return on Equity | 4.50% | 2.67% | 5.89% | 8.74% | Beats 39% | 1,021 / 1,681 | |
| Net Interest Margin | 3.43% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,174 / 1,683 | |
| Efficiency Ratio | 70.40% | 68.91% | 78.20% | 86.93% | Beats 72% | 472 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.55% | 0.26% | 0.65% | 1.29% | Beats 56% | 742 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 15.61% | 10.44% | 12.89% | 16.53% | Beats 71% | 484 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 15.61% | 10.44% | 12.89% | 16.53% | Beats 71% | 484 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 102.96% | 52.61% | 69.38% | 83.50% | 98th pctl | 39 / 1,683 | |
| Loans / Assets | 79.88% | 44.71% | 59.18% | 70.72% | 92nd pctl | 140 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||