Ada, OK · Charter 24843
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.53% | 0.43% | 0.55% | 0.91% | 0.40% | -14 bps | |
| Return on Equity | 6.93% | 5.39% | 6.90% | 10.88% | 4.75% | -219 bps | |
| Net Interest Margin | 4.44% | 4.69% | 4.66% | 4.60% | 4.74% | +30 bps | |
| Efficiency Ratio | 90.46% | 89.13% | 87.96% | 84.33% | 86.68% | -379 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.85% | 10.43% | 6.36% | -0.57% | -2.77% | -1,162 bps | |
| Loan Growth (YoY) | 4.15% | 5.21% | -1.19% | -4.63% | -3.38% | -753 bps | |
| Share Growth (YoY) | 10.27% | 12.46% | 6.41% | -0.94% | -3.84% | -1,411 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.16% | 0.47% | 0.11% | 0.00% | 0.38% | +22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.72% | 8.02% | 8.03% | 8.33% | 8.37% | +65 bps | |
| Net Worth / Assets | 7.72% | 8.02% | 8.03% | 8.33% | 8.37% | +65 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.53% | 87.00% | 84.28% | 81.61% | 83.93% | +40 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |