Arbuckle
Ada, OK · Charter 24843 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$10.3MAssets
$7.5MLoans
$8.9MShares
$865KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets (rank 235 of 1683).
- Widest gap: equity / assets trails 94% of credit unions under $1B in assets (rank 1590 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.41%
Rank 1,220 of 1,683
Net Interest Margin
4.74%
Rank 235 of 1,683
Efficiency Ratio
86.59%
Rank 1,248 of 1,682
Equity / Assets
8.37%
Rank 1,590 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.41% | 0.35% | 0.74% | 1.18% | Beats 28% | 1,220 / 1,683 | |
| Return on Equity | 4.86% | 2.67% | 5.89% | 8.74% | Beats 42% | 968 / 1,681 | |
| Net Interest Margin | 4.74% | 3.31% | 3.82% | 4.32% | Beats 86% | 235 / 1,683 | |
| Efficiency Ratio | 86.59% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,248 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.26% | 0.65% | 1.29% | Beats 68% | 543 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.37% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,590 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.37% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,590 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 83.94% | 52.61% | 69.38% | 83.50% | 76th pctl | 406 / 1,683 | |
| Loans / Assets | 72.46% | 44.71% | 59.18% | 70.72% | 78th pctl | 362 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |