Dallas, TX · Charter 24804
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.75% | 2.33% | 1.87% | 1.12% | 0.92% | +17 bps | |
| Return on Equity | 12.87% | 33.20% | 27.35% | 16.22% | 12.76% | -11 bps | |
| Net Interest Margin | 4.00% | 3.94% | 3.73% | 3.98% | 4.84% | +84 bps | |
| Efficiency Ratio | 87.68% | 69.40% | 75.82% | 90.93% | 84.20% | -347 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.89% | 11.62% | 12.87% | 12.72% | 11.62% | +1,551 bps | |
| Loan Growth (YoY) | 6.25% | 1.93% | 6.16% | 5.25% | 3.70% | -255 bps | |
| Share Growth (YoY) | -2.47% | 11.47% | 10.18% | 12.47% | 12.61% | +1,508 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.15% | 0.00% | 0.00% | 0.78% | +78 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.83% | 1.77% | 1.64% | 1.54% | 1.52% | -31 bps | |
| Capital | |||||||
| Risk-Based Capital | 5.86% | 7.01% | 6.85% | 6.93% | 7.22% | +136 bps | |
| Net Worth / Assets | 5.86% | 7.01% | 6.85% | 6.93% | 7.22% | +136 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.26% | 89.62% | 87.03% | 86.54% | 85.88% | -738 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |