Oak Cliff Christian
Dallas, TX · Charter 24804 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
$7.8MAssets
$6.2MLoans
$7.2MShares
$561KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 87% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 8 of 60).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 59 of 60).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.93%
Rank 20 of 60
Net Interest Margin
4.84%
Rank 8 of 60
Efficiency Ratio
84.44%
Rank 38 of 60
Equity / Assets
7.23%
Rank 59 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.02% | 0.62% | 0.99% | Beats 67% | 20 / 60 | |
| Return on Equity | 12.83% | 0.12% | 4.17% | 8.32% | Beats 87% | 8 / 60 | |
| Net Interest Margin | 4.84% | 3.36% | 3.95% | 4.45% | Beats 87% | 8 / 60 | |
| Efficiency Ratio | 84.44% | 70.09% | 78.52% | 92.77% | Beats 38% | 38 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.25% | 0.82% | 1.91% | Beats 55% | 28 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.23% | 11.15% | 14.35% | 19.86% | Beats 2% | 59 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.23% | 11.15% | 14.35% | 19.86% | Beats 2% | 59 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 85.88% | 51.31% | 60.45% | 81.20% | 82nd pctl | 11 / 60 | |
| Loans / Assets | 80.02% | 41.11% | 52.43% | 68.66% | 93rd pctl | 4 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |