Meadow Grove, NE · Charter 24759
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.50% | 1.69% | 1.46% | 1.85% | 1.67% | +17 bps | |
| Return on Equity | 11.64% | 12.58% | 9.97% | 12.05% | 10.88% | -76 bps | |
| Net Interest Margin | 3.78% | 3.91% | 4.00% | 4.66% | 4.33% | +55 bps | |
| Efficiency Ratio | 66.11% | 63.51% | 69.91% | 65.30% | 66.37% | +26 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 22.82% | 14.55% | -0.56% | -7.63% | -7.20% | -3,002 bps | |
| Loan Growth (YoY) | 0.61% | 8.98% | 22.46% | 19.57% | 17.65% | +1,704 bps | |
| Share Growth (YoY) | 25.15% | 15.08% | -2.40% | -10.53% | -9.84% | -3,499 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.76% | 0.00% | 0.00% | 0.78% | 2.10% | +135 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.59% | 2.25% | 2.10% | 2.11% | 2.11% | -48 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.90% | 13.43% | 14.61% | 15.37% | 15.38% | +248 bps | |
| Net Worth / Assets | 12.90% | 13.43% | 14.61% | 15.37% | 15.38% | +248 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 59.58% | 66.45% | 77.98% | 79.90% | 77.74% | +1,816 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |