Shreveport, LA · Charter 24712
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.90% | 0.81% | 0.48% | 0.54% | 0.13% | -0.19% | -0.44% | 0.28% | -26 bps | |
| Return on Equity | 7.94% | 7.22% | 4.05% | 4.41% | 1.06% | -1.52% | -3.79% | 2.36% | -205 bps | |
| Net Interest Margin | 4.79% | 4.81% | 4.05% | 2.51% | 4.08% | 4.22% | 3.85% | 3.91% | +140 bps | |
| Efficiency Ratio | 81.39% | 83.21% | 83.03% | 79.41% | 90.29% | 95.40% | 90.04% | 82.74% | +333 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.55% | 1.97% | 67.05% | 67.01% | 66.42% | 61.24% | -1.64% | 1.30% | -6,572 bps | |
| Loan Growth (YoY) | 10.68% | 13.82% | 36.71% | 36.50% | 32.08% | 25.14% | 4.13% | 5.48% | -3,102 bps | |
| Share Growth (YoY) | -4.41% | 1.64% | 64.79% | 64.75% | 65.39% | 61.39% | -1.53% | 2.00% | -6,275 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.99% | 3.28% | 2.40% | 2.86% | 2.62% | 2.53% | 2.06% | 2.59% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.29% | 11.28% | 11.93% | 12.28% | 12.03% | 12.17% | 11.63% | 11.75% | -53 bps | |
| Net Worth / Assets | 11.29% | 11.28% | 11.93% | 12.28% | 12.03% | 12.17% | 11.63% | 11.75% | -53 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.11% | 70.72% | 50.72% | 53.93% | 53.59% | 54.84% | 53.63% | 55.77% | +184 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |