Post Office Employees
Shreveport, LA · Charter 24712 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$60.4MAssets
$29.8MLoans
$53.4MShares
$7.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 54% of credit unions under $1B in assets in LA (rank 27 of 56).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets in LA (rank 48 of 57).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.28%
Rank 40 of 57
Net Interest Margin
3.92%
Rank 31 of 57
Efficiency Ratio
82.78%
Rank 27 of 56
Equity / Assets
11.75%
Rank 44 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.28% | 0.18% | 0.61% | 1.03% | Beats 30% | 40 / 57 | | |
| Return on Equity | 2.37% | 0.88% | 3.71% | 5.62% | Beats 37% | 36 / 57 | | |
| Net Interest Margin | 3.92% | 3.51% | 3.94% | 4.60% | Beats 46% | 31 / 57 | | |
| Efficiency Ratio | 82.78% | 76.49% | 84.29% | 92.65% | Beats 54% | 27 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.59% | 0.35% | 1.18% | 2.04% | Beats 18% | 48 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.75% | 11.86% | 15.46% | 23.44% | Beats 23% | 44 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.75% | 11.86% | 15.46% | 23.44% | Beats 23% | 44 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.77% | 55.77% | 71.07% | 79.18% | 25th pctl | 43 / 57 | | |
| Loans / Assets | 49.31% | 44.60% | 59.45% | 67.17% | 30th pctl | 40 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |