PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Los Angeles Police

Van Nuys, CA · Charter 24553

NCUA · 4 branches

Q2 2026

$1.4BAssets
$757.6MLoans
$1.2BShares
$157.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.27%, up 2 bps year over year; NIM at 3.29%.
  • Asset quality: problem loans at 0.51% of loans (-11 bps YoY).
  • Capital: net worth / assets of 11.32%, down 24 bps from a year ago.
  • Funding: loans stand at 60.62% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.27%+2 bps YoY

Net Interest Margin (YTD, annualized)

3.29%+1 bps YoY

Efficiency Ratio (YTD, annualized)

86.03%-15 bps YoY

Net Worth / Assets

11.32%-24 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.25%0.24%0.16%0.30%0.27%+2 bps
Return on Equity2.18%2.14%1.41%2.71%2.40%+22 bps
Net Interest Margin3.28%3.22%3.25%3.24%3.29%+1 bps
Efficiency Ratio86.19%87.12%88.53%86.09%86.03%-15 bps
Growth
Asset Growth (YoY)-1.78%2.50%2.57%5.76%3.46%+524 bps
Loan Growth (YoY)0.29%0.93%1.09%0.38%-0.12%-41 bps
Share Growth (YoY)5.99%8.17%4.95%5.50%3.01%-298 bps
Asset Quality
Delinquent Loans / Loans0.62%0.63%0.67%0.56%0.51%-11 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.57%11.33%11.38%11.14%11.32%-24 bps
Net Worth / Assets11.57%11.33%11.38%11.14%11.32%-24 bps
Liquidity & Funding
Loans / Shares62.53%61.39%62.59%59.84%60.62%-190 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps